Health Insurance

Health insurance is insurance against the risk of incurring medical expenses among individuals. By estimating the overall risk of health care and health system expenses, among a targeted group, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax, to ensure that money is available to pay for the health care benefits specified in the insurance agreement. The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity. According to the Health Insurance Association of America, health insurance is defined as "coverage that provides for the payments of benefits as a result of sickness or injury management. Includes medical insurance for losses from accident, medical health expense, disability, or accidental death and dismemberment". April 19, 2014, 8.02 million people had signed up through the health insurance marketplaces and an additional 4.8 million joined Medicaid. As of February, 2015, about 11.4 million of Americans who have already made getting health care a priority and signed up for or been automatically renewed for 2015 Marketplace coverage. For More Information please, CLICK HERE

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